Calculate exact take-home pay after federal tax and Virginia state tax (2%–5.75%). Enter hourly rate, annual salary, or per-paycheck amount.
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2026 rate from Virginia Department of Revenue.
Progressive. 2026 standard deduction: $16,100 single / $32,200 married.
IRS Rev. Proc. 2025-32
SS 6.2% (wage base $184,500) + Medicare 1.45%.
SSA.gov 2026
| Taxable Income (Single) | Rate | Taxable Income (MFJ) |
|---|---|---|
| $0 – $12,400 | 10% | $0 – $24,800 |
| $12,401 – $50,400 | 12% | $24,801 – $100,800 |
| $50,401 – $105,700 | 22% | $100,801 – $211,400 |
| $105,701 – $201,775 | 24% | $211,401 – $403,550 |
| $201,776 – $256,225 | 32% | $403,551 – $512,450 |
| $256,226 – $643,950 | 35% | $512,451 – $771,750 |
| Over $643,950 | 37% | Over $771,750 |
Source: IRS.gov Revenue Procedure 2025-32 (Official)
2026 standard deductions: $16,100 single · $32,200 married jointly · $24,150 head of household. Child Tax Credit: $2,200 per child (OBBBA permanent).
As a worker in Virginia (The Old Dominion State), your take-home pay depends on three main deductions: federal income tax, Virginia state income tax, and FICA (Social Security and Medicare). Major employers in Virginia include businesses in Virginia Beach, Norfolk, Chesapeake, Richmond.
Virginia uses a progressive income tax system with rates from 2%–5.75%. Like the federal system, higher income is taxed at higher rates — but only the income within each bracket pays that bracket's rate.
The 2026 federal standard deduction is $16,100 for single filers and $32,200 for married filing jointly, which reduces your taxable income before any tax is calculated.
Here is what a typical Virginia worker takes home based on the state average salary of $70,000/year (single filer, no dependents, bi-weekly pay):
That works out to approximately $4,718/month or $2,177 per bi-weekly paycheck. The effective total tax rate is approximately 19.1%.
💡 Adding a 401(k) contribution reduces both federal and Virginia state taxes. Contributing $500/month to a 401(k) saves approximately $1,320/year in federal tax for a 22% bracket earner.
Virginia's progressive tax means lower earners pay less as a percentage of income. The top rate of 5.75% only applies to income above a certain threshold — most Virginia workers with average salaries pay an effective rate well below the top bracket.
| Item | 2026 Value | Notes |
|---|---|---|
| Virginia income tax rate | 2%–5.75% | Progressive brackets |
| Federal standard deduction (single) | $16,100 | IRS Rev. Proc. 2025-32 |
| Federal standard deduction (married) | $32,200 | IRS Rev. Proc. 2025-32 |
| Social Security tax rate | 6.2% | On first $184,500 of wages |
| Medicare tax rate | 1.45% | No income cap |
| Child Tax Credit 2026 | $2,200/child | OBBBA permanent provision |
| 401(k) contribution limit | $24,500 | Pre-tax, reduces taxable income |
| Virginia minimum wage | $12.0/hour | $24,960/year full-time |
Sources: IRS Revenue Procedure 2025-32, Virginia Department of Revenue, U.S. Bureau of Labor Statistics 2025
See how Virginia take-home pay compares to neighboring states: